Strengthen customer onboarding and protect your organization from identity fraud with SMTTMS Technology ID&V — a modular, API-driven identity verification system built for modern financial ecosystems.
Designed as a standalone microservice, the platform integrates seamlessly with your existing systems while offering secure storage, controlled access, and privacy-first handling of sensitive identity data.
Verify identities electronically through direct API integrations, OCR-based document extraction, and trusted data sources—ensuring regulatory compliance with minimal operational overhead.
Built for trust, scale, and seamless customer experience
Search and validate identities for individuals and businesses, including Aadhaar, PAN, Passport, DL, Voter ID, GST, CIN, UDYAM and more through a unified interface.
Advanced AI/ML models perform liveness checks, facial matching, and document verification to prevent impersonation and fraud.
Securely fetch verified identity documents directly from government-authorized DigiLocker services via APIs.
Accelerating compliant onboarding across geographies
All identity information is tokenized and stored in an encrypted vault—never in plain text—ensuring maximum data protection.
Designed to meet evolving KYC and KYB regulations with secure workflows and auditable data access controls.
Automated verification significantly reduces approval timelines while improving customer satisfaction.
Enables scalable, automated onboarding journeys with minimal manual intervention.
Identity verification across key financial journeys
Enable instant savings, current, and salary account onboarding with real-time digital KYC and auto-filled applications.
Accelerate loan approvals using real-time identity checks, fraud detection, and automated processing.
Simplify onboarding for mutual funds and insurance with secure document retrieval and compliant ID validation.
